How To Save a Dying Money Tree Plant (11 Causes & Solutions)

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Money tree plants (Pachira Aquatica) are beautiful, easy-to-care-for houseplants that can grow quite large indoors.

Native to Central and South America, these tropical trees are often used as good luck charms and given as gifts.

Unfortunately, money tree plants are susceptible to several problems that can cause them to die.

If your money tree plant is dying, don’t despair! In most cases, saving the plant and bringing it back to health is possible.

In this article, we’ll discuss 11 common causes of death in money tree plants and what you can do to save them.

Why Is My Money Tree Plant Dying?

There are several reasons why your money tree plant might be dying.

Here are some of the most common:

1. Overwatering

One of the most common reasons for money tree plant death is overwatering.

These plants are native to tropical environments and do not like to sit in wet soil.

If you water your money tree plant too often, the roots won’t be able to get the oxygen they need to survive, and the plant will start to die.

How To Tell If You’re Overwatering Your Money Tree Plant

There are a few signs that you can look for to tell if you’re overwatering your money tree plant.

If you see any of the following, it’s a good indication that you’re watering too much:

  • Soft and mushy roots
  • Yellow or brown leaves
  • Soft or brittle stems
  • Soil that is constantly wet or soggy

How To Save an Overwatered Money Tree Plant

If you think you might be overwatering your money tree plant, you’ll need to take action quickly to save it.

First, check the soil to see if it is wet or soggy. If it is, you’ll need to let the plant dry out completely before watering again.

To do this, stop watering the plant and let the soil dry out completely. This can take a few days to a week, depending on the size of the pot and the type of soil you’re using.

Once the soil is dry, you can start watering again, but be sure to water only when the soil is dry to the touch.

You may need to check the roots of the plant to see if they are damaged.

If they are, you can try to save the plant by trimming away damaged roots and replanting them in fresh soil.

2. Underwatering

Underwatering is another common cause of money tree plant death.

These plants need a consistent supply of moisture to thrive, and they will start to die if they don’t get enough water.

Plants need water to help them transport nutrients and minerals from the soil to the leaves.

If a plant doesn’t get enough water, it will start to wilt, the money tree leaves will droop, turn yellow or brown, and eventually, the plant will die.

How To Tell If You’re Underwatering Your Money Tree Plant

There are a few signs that you can look for to tell if you’re underwatering your money tree plant.

If you see any of the following, it’s a good indication that you need to water more:

  • Wilting leaves
  • Dry or brittle leaves and stems
  • Drooping leaves
  • Slow growth

How To Save an Underwatered Money Tree Plant

If you think you might be underwatering your money tree plant, you need to give it a good watering.

Water the plant until the soil is moist but not soggy, and be sure to water all the way through until water comes out of the drainage holes in the bottom of the pot.

After you’ve watered, recheck the soil in a few hours to see if it’s dry. If it is, water again.

Monet trees need to be watered regularly, so check the soil every few days and water when the top inch or so is dry.

3. Too Much Sunlight

Money tree plants prefer bright indirect sunlight, and if they get too much sun, they will start to die.

Money trees need sunlight to photosynthesize, but too much sun will cause the leaves to scorch and turn brown.

They need at least four hours of indirect light each day, but if they get more than six hours of direct sunlight, they will start to die.

How To Tell If Your Money Tree Plant Is Getting Too Much Sunlight

There are a few signs that you can look for to tell if your money tree plant is getting too much sun.

If you see any of the following, it’s a good indication that you need to move the plant to a location with less sun:

  • Scorched or brown leaves
  • Leaves that are turning yellow
  • Dropping leaves
  • Brown patches on the leaves
  • Slow growth

How To Save a Money Tree Plant That Is Getting Too Much Sunlight

If you think your money tree plant is getting too much sun, you need to move it to a location with less sun.

The best place for a money tree plant is in an east- or west-facing window where it will get four to six hours of bright indirect sunlight daily.

If you can’t move the plant, you can try to protect it from the sun by draping a sheer curtain over the window or placing the plant in a spot where it will only be in the sun for part of the day.

4. Not Enough Sunlight

Just as too much sunlight can kill a money tree plant, not enough sunlight can also be deadly.

Money tree plants need at least four hours of indirect sunlight each day to thrive; if they don’t get enough sun, they will start to die.

Plants need sunlight to photosynthesize, and without enough sun, they will not be able to produce the food they need to survive.

How To Tell If Your Money Tree Plant Is Not Getting Enough Sunlight

There are a few signs that you can look for to tell if your money tree plant is not getting enough sun.

If you see any of the following, it’s a good indication that you need to move the plant to a location with more sun:

  • Pale green leaves
  • Yellow leaves
  • Small leaves
  • Slow growth
  • Weak stems
  • Plant leaning towards the light

How To Save a Money Tree Plant That Is Not Getting Enough Sunlight

If you think your money tree plant is not getting enough sun, you need to move it to a location with more sun.

The best place for a money tree plant is in an east- or west-facing window where it will get four to six hours of indirect sunlight daily.

If you can’t move the plant, you can increase the amount of light it’s getting by placing it under a grow light or adding a reflective material to the window to amplify the light.

5. Poor Drainage

Money tree plants need well-draining soil to thrive; if the soil doesn’t drain properly, the plant will start to die.

When the roots of a plant are constantly wet, they will start to rot, and the plant will not be able to get the water and nutrients it needs to survive.

How To Tell If Your Money Tree Plant Has Poor Drainage

There are a few signs that you can look for to tell if your money tree plant has poor drainage.

If you see any of the following, it’s a good indication that the soil is not draining properly and the plant needs to be moved to a new pot with well-draining soil:

  • Soil that is constantly wet or muddy
  • Water that puddles on the surface of the potting mix
  • Plant wilting even after watering
  • Drooping leaves
  • Mushy or rotten roots

How To Save a Money Tree Plant With Poor Drainage

If you think your money tree plant has poor drainage, you need to repot the plant in a pot with well-draining soil.

To ensure the soil drains properly, add some perlite, sand, or grit to the potting mix.

It’s also a good idea to ensure the pot has drainage holes in the bottom so any excess water can drain.

6. Root-Bound

If a plant is root-bound, the roots have filled up the pot and started to grow out of the drainage holes.

Root-bound plants will often stop growing and eventually die because the roots cannot get the water and nutrients they need.

How To Tell If Your Money Tree Plant Is Root-Bound

There are a few signs that you can look for to tell if your money tree plant is root-bound.

If you see any of the following, it’s a good indication that the plant needs to be repotted in a larger pot:

  • Roots growing out of the drainage holes
  • Roots circling the inside of the pot
  • Soil that is dry even after watering
  • Plant wilting
  • Yellow or brown leaves
  • Curling leaves
  • Slow growth

How To Save a Root-Bound Money Tree Plant

If you think your money tree plant is root-bound, you need to repot the plant in a larger pot.

When repotting, loosen up the roots to spread out in the new pot.

You may need to trim some of the roots if they are too long.

It’s also a good idea to add some fresh potting mix to the new pot to boost the plant’s nutrients.

7. Nutrient Deficiency

Plants need nutrients to grow; if they don’t have enough, they will start to die.

The most common nutrient deficiency in money tree plants is nitrogen.

Nitrogen deficiency will cause the leaves of the plant to turn yellow and the growth of the plant to slow down.

Other nutrient deficiencies can also cause problems for money tree plants.

How To Tell If Your Money Tree Plant Has a Nutrient Deficiency

There are a few signs that you can look for to tell if your money tree plant has a nutrient deficiency.

If you see any of the following, it’s a good indication that the plant is not getting enough of the nutrients it needs:

  • Yellow leaves
  • Slow growth
  • Small leaves
  • Poor leaf color

How To Save a Money Tree Plant With a Nutrient Deficiency

If you think your money tree plant has a nutrient deficiency, you can try to fertilize the plant.

Use a fertilizer that is high in nitrogen and follow the instructions on the package.

You can also try giving the plant a boost of nutrients by adding some compost to the potting mix.

By repotting every one to two years, you can also help ensure that the plant gets the nutrients it needs.

8. Temperature Stress

Money tree plants are tropical plants, so they prefer warm temperatures.

If the temperature gets too cold, the plant won’t be able to grow and may eventually die.

On the other side, if the temperature gets too hot, the leaves will lose water faster than the plant can replace it, and the leaves will start to wilt.

How To Tell If Your Money Tree Plant Is Stressed From Temperature

There are a few signs that you can look for to tell if your money tree plant is stressed from the temperature.

If you see any of the following, it’s a good indication that the plant is unhappy with the temperature.

  • Leaves wilting
  • Yellow leaves
  • Brown leaves edges
  • Slow growth
  • Lower leaves dropping off

How To Save a Money Tree Plant That Is Stressed From Temperature

If you think your money tree plant is stressed from the temperature, you need to try to change the temperature.

If the plant is in a pot, you can move it to a different location with an ideal temperature.

Money tree plants thrive in temperatures between 65°F and 85°F (18°C – 29°C).

If the temperature is too cold, you can try using a space heater or placing the plant near a radiator.

If the temperature is too hot, you can try moving the plant to a shady spot or using a fan to circulate the air around the plant.

9. Overfertilizing

Fertilizing your money tree plant is essential for its growth, but you can harm the plant if you fertilize too much.

If you use too much fertilizer, the plant’s roots can be burned, and the plant may start to die.

They won’t be able to take up the nutrients they need, and the money tree leaves will start to yellow and brown.

How To Tell If Your Money Tree Plant Has Been Overfertilized

There are a few signs that you can look for to tell if your money tree plant has been overfertilized.

If you see any of the following, it’s a good indication that the plant has been overfertilized:

  • Yellow and wilting lower leaves
  • Leaves falling off
  • Brown leaf tips
  • Poor growth
  • Stunted growth

How To Save a Money Tree Plant That Has Been Overfertilized

If you think your money tree plant has been overfertilized, you must try to flush the fertilizer out of the potting mix.

To do this, water the plant thoroughly and then let the water drain out completely.

Do this a few times until you see the water running clear.

After flushing the fertilizer out, don’t fertilize the plant for a few months to give it time to recover.

When you start fertilizing again, be sure to use half the amount of fertilizer you usually would and only fertilize every other month during the growing season.

10. Pests

Pests can also be a problem for money tree plants.

Aphids, mealybugs, and scale insects are all common pests that can infest money trees.

Aphids are small, green insects that feed on the plant’s sap.

Mealybugs are white, fuzzy insects that feed on the plant’s sap.

Scale insects are small, brown insects that suck the sap out of the plant.

All of these pests can cause damage to the plant and may eventually kill it.

How To Tell If Your Money Tree Plant Has Pests

There are a few signs that you can look for to tell if your money tree plant has pests.

If you see any of the following, it’s a good indication that the plant has pests:

  • Yellow or wilting leaves
  • Leaves covered in a sticky substance
  • Leaves falling off
  • Brown leaf tips
  • Leaves with holes
  • Stunted growth

How To Save a Money Tree Plant That Has Pests

If you think your money tree plant has pests, first, you need to isolate the plant from any other plants.

Then, you need to treat the plant with insecticidal soap or neem oil.

You can also try using a horticultural oil.

These treatments will kill the plant’s pests and help prevent further infestations.

11. Diseases

Diseases can also be a problem for money tree plants.

Some common diseases that affect money trees are root rot, leaf spot, and powdery mildew.

Root rot is a disease that affects the roots of the plant and can eventually kill the plant.

Leaf spot is a disease that causes brown or yellow spots on the plant’s leaves.

Powdery mildew is a disease that causes a white, powdery growth on the plant’s leaves.

All of these diseases can cause damage to the plant and may eventually kill it.

How To Tell If Your Money Tree Plant Has a Disease

There are a few signs that you can look for to tell if your money tree plant has a disease.

If you see any of the following, it’s a good indication that the plant has a disease:

  • Yellow or wilting leaves
  • Brown or black spots on the leaves
  • White, powdery growth on the leaves
  • Leaves falling off
  • Stunted growth
  • Roots that are soft or mushy

How To Save a Money Tree Plant That Has a Disease

If you think your money tree plant has a disease, you need to isolate the plant from any other plants. This will help to prevent the disease from spreading.

Then, you need to remove any affected leaves, stems, or roots.

After that, you need to treat the plant with a fungicide.

You can also try using a horticultural oil.

These treatments will help to kill the disease and prevent it from spreading.

Final Thoughts

Money tree plants are beautiful, unique, and easy to care for.

However, they can sometimes experience problems.

The most common problems that money tree plants experience are overwatering, underwatering, poor drainage, insufficient lighting, too much fertilizer, pests, and diseases.

If you think your indoor plant is experiencing one of these problems, there are a few things you can do to try to save it.

First, you need to identify the problem.

Then, you need to take steps to correct the problem.

This may involve changing how you water or fertilize the plant, moving it to a different location, or treating it with pesticides or fungicides.

If you follow these steps, you should be able to save your money tree plant and keep it healthy for many years.